Time has been major resource which humans finds it difficult to have more especially with businessman. Travelling around takes hell lotsa time to do so. Yet still meetings need to be attended. How can we achieve so much in this world?
Telecommunication has been one of the best basic communication tool that has been ever created by the human beings. With the advance communication capability of internet, web conferencing is made possible to everyone.
Not to mentioned the cost of web conferencing, it is one of the most cost efficient tools use by many large, mid or small organisation. Not only that it could transfer voice over the line but, ladies and gentlemen web conferencing also transmit visual that is real time with a slight delay due to the connection that is being use by the individuals.
Web conferencing has never been easier than before. With more and more providers of web conferencing services. All business person could save a lot more convenient time and made sound decision in the comfort of their home.
Friday, September 28, 2007
Thursday, September 27, 2007
Gist of Online Business - Accepting Credit Cards
The main component of an online business is to be able to accept credit card.
Many consumers be they old or young, credit card is not something unsual that they have and it seems to be embedded into their lives. But in order to be able to accept credit card retailers be it online or traditional, a merchant account is the vital mechanism to be able to process your customers payment.
As a business person, we know there are no free lunch. There are cost associated to have a merchant account, of course there are competitive merchant account providers that are able to assist business person like you and me with lower transaction rates.
Many consumers be they old or young, credit card is not something unsual that they have and it seems to be embedded into their lives. But in order to be able to accept credit card retailers be it online or traditional, a merchant account is the vital mechanism to be able to process your customers payment.
As a business person, we know there are no free lunch. There are cost associated to have a merchant account, of course there are competitive merchant account providers that are able to assist business person like you and me with lower transaction rates.
Saturday, September 8, 2007
INVESTING FOR YOUNG ADULTS
Most young adults have the tendency of not being able to save much money on the age more over being expose to the idea of wealth accumulation. Income that they have earned are mostly being paid to their car installment, rental, fitness membership and so on depending on their spending habit.
But there are still some exceptional young adults that had spend less into their lifestyle and cost conscious enough and spend only on what they need and leave their money into savings account or better yet place their hard earn money into fixed deposits which they could earn an interest from 3% to 3.75% depending on the length of time which it is locked for and the amount which they deposit in.
For young adults, this is their most precious time and yet challenging as they could have just start off their career or building them at this moment. Time will be so much tied onto their job and would have no time to think about investing their hard earned money and ready to settle down with interest that they have earned from their fixed deposit.
There are many interesting investing vehicle that could be found in the market. To name a few such as stock market, unit trust, properties, land banking, businesses and etc...
Many of these great investing vehicles will require a huge amount of downpayment or time to research on the right investing vehicle at the risk level which they could tolerate.
Nevertheless, it will still require time to monitor the investments as there are no one looking after it for you.
In my opinion, one of the better off investments for young adult are unit trust. The reason for this is it takes only a very minimal amount to start up (eg RM 1,000). In Malaysia, compeition are high for unit trust management companies in Malaysia and of course the competition is so that high it is great to get the best deals out of them.
Generally unit trust post a higher return compared to fixed deposit ranging from 3% to 16% depending on the type of funds which you may have invested in.
Great benefits which young adults could enjoy from this is this investment vehicle are very much more on then what it seems. You will enjoy the benefit of expertise who has been managing funds for years. Calculated risk on your investment will be taken into account to assure that chances of growing your investment are higher.
Well diversified in a manner that your funds are place into multiple shares by the fund managers even if one of the counter is losing there will be still a lot more of other counters that will be gaining. Unless there is a substantial financial crisis in the region or the world, therefore if this circumstances are to occur, switching your funds are one of the thing which you would like to think of. This also takes into consideration of the growth of your fund size. If you have gain a substantial capital growth, realise it and move on to new funds or funds which have reach its lowest point.
Of course there are many more great benefits that we could derive from investing in unit trust.
To find out more you may contact me through email, MSN messenger or mobile.
Email: alvinyeohkw@gmail.com
MSN Messenger: alvin788@hotmail.com
Mobile: +60126558710
But there are still some exceptional young adults that had spend less into their lifestyle and cost conscious enough and spend only on what they need and leave their money into savings account or better yet place their hard earn money into fixed deposits which they could earn an interest from 3% to 3.75% depending on the length of time which it is locked for and the amount which they deposit in.
For young adults, this is their most precious time and yet challenging as they could have just start off their career or building them at this moment. Time will be so much tied onto their job and would have no time to think about investing their hard earned money and ready to settle down with interest that they have earned from their fixed deposit.
There are many interesting investing vehicle that could be found in the market. To name a few such as stock market, unit trust, properties, land banking, businesses and etc...
Many of these great investing vehicles will require a huge amount of downpayment or time to research on the right investing vehicle at the risk level which they could tolerate.
Nevertheless, it will still require time to monitor the investments as there are no one looking after it for you.
In my opinion, one of the better off investments for young adult are unit trust. The reason for this is it takes only a very minimal amount to start up (eg RM 1,000). In Malaysia, compeition are high for unit trust management companies in Malaysia and of course the competition is so that high it is great to get the best deals out of them.
Generally unit trust post a higher return compared to fixed deposit ranging from 3% to 16% depending on the type of funds which you may have invested in.
Great benefits which young adults could enjoy from this is this investment vehicle are very much more on then what it seems. You will enjoy the benefit of expertise who has been managing funds for years. Calculated risk on your investment will be taken into account to assure that chances of growing your investment are higher.
Well diversified in a manner that your funds are place into multiple shares by the fund managers even if one of the counter is losing there will be still a lot more of other counters that will be gaining. Unless there is a substantial financial crisis in the region or the world, therefore if this circumstances are to occur, switching your funds are one of the thing which you would like to think of. This also takes into consideration of the growth of your fund size. If you have gain a substantial capital growth, realise it and move on to new funds or funds which have reach its lowest point.
Of course there are many more great benefits that we could derive from investing in unit trust.
To find out more you may contact me through email, MSN messenger or mobile.
Email: alvinyeohkw@gmail.com
MSN Messenger: alvin788@hotmail.com
Mobile: +60126558710
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